Accidents happen when you least expect them, and knowing how to document the scene can make a big difference in processing an insurance claim. In Texas, taking the right steps immediately after a car accident can protect your rights and simplify the claims process.
Gather information at the scene
Start by exchanging contact and insurance information with the other driver. Write down their name, address, phone number, driver’s license number, and insurance policy details. If there are witnesses, ask for their contact information as well. Their statements might support your claim later.
Take photos and videos
Use your phone to document the scene. Capture pictures of all vehicles involved, showing the damage from multiple angles. Include landmarks, skid marks, and road conditions. Photos of your injuries, if any, can also be helpful. Videos provide additional context, showing the layout of the scene and the severity of the collision.
File a police report
In Texas, you must report any accident involving injury, death, or significant property damage. Call the police and provide a clear, factual account of what happened. Ask for a copy of the police report or the case number for your records. This report can be a key piece of evidence for your claim.
Keep detailed records
After the accident, save medical records, repair estimates, and receipts related to the crash. Note any expenses, such as towing fees or rental cars. Keep a timeline of doctor visits or therapy sessions if you received medical treatment. These records strengthen your claim by showing the full extent of your losses.
Preparedness allows you to approach challenging moments with confidence, turning unexpected events into manageable situations.
