If you sustain injuries in an accident caused by someone else, you may qualify to seek compensation. Your settlement can cover medical expenses, lost wages and other accident-related costs.
You might do several things that will damage your claim, potentially leaving you without compensation. Avoid them to protect your interests.
How insurance companies pay accident claims
Before insurance companies pay, they investigate accidents to determine fault. Texas uses modified comparative negligence rules, so you cannot obtain compensation if you are more than 50% responsible for causing your accident.
Ignoring medical care
Promptly seeking medical care is important, even if injuries seem minor. Delaying treatment can worsen conditions and create complications that may harm your health in the long run.
Follow through with recommended treatments and attend all medical appointments. Failure to do so may signal to insurers that your injuries are not severe, potentially affecting compensation.
Failing to document
Gather thorough accident documentation, including photos, witness statements and incident reports. This evidence can establish the facts of the case and support your claim.
Admitting fault, even casually, can jeopardize your case. Avoid making statements that could be mistaken for an admission of guilt. Let the investigation determine liability, and refrain from discussing fault with others involved in the accident.
Not reporting the incident
Promptly notify the relevant authorities, such as the police or property owners, depending on the nature of the accident. Timely reporting ensures the creation of an official record, which can be evidence for future legal proceedings.
Delaying witness statements
Collect statements from individuals who witnessed the accident while the events are fresh in their memory. These statements can provide valuable perspectives and strengthen your case.
Accepting early settlements
Accepting early settlement offers without a comprehensive assessment is risky. Insurance companies may make initial offers to minimize payouts. Take the time to evaluate the full extent of your injuries and losses before agreeing to any settlement.
Providing recorded statements
Insurance companies may use recorded statements against you. Be cautious and seek guidance before providing recorded information.
Discussing the case
Talking about the case publicly, especially on social media, is an error. Comments or posts can work against you during legal proceedings. Maintain discretion and refrain from discussing details of the accident or your injuries in public forums.
Procrastinating legal action
Texas has specific deadlines for filing personal injury claims. losing the opportunity to seek compensation. Act promptly to preserve your rights and initiate legal proceedings within the stipulated timeframe.
After a personal injury accident, you can enhance your chances of securing fair compensation for your injuries and losses by taking appropriate care.